Terms and Conditions

---

 Fazio Insurance Terms & Conditions
Effective November 03, 2023

Call for an estimate:  210-960-4820

The Fazio Insurance website located at fazio-ins.com (the "Site") will enable you to access information about various types of insurance, insurance options and provider information. When you use this Site, you represent and warrant that you understand that the Site is not affiliated with or managed, endorsed or sanctioned by any insurance carrier or any state or federal governmental entity.

THE AGREEMENT CONTAINS DISCLAIMERS OF WARRANTIES, LIMITATIONS OF LIABILITY, RELEASES, A CLASS-ACTION WAIVER AND THE REQUIREMENT TO ARBITRATE ANY AND ALL CLAIMS THAT MAY ARISE HEREUNDER. THE AFOREMENTIONED PROVISIONS ARE AN ESSENTIAL BASIS OF THE AGREEMENT.

The Site is an Internet property of Fazio Insurance and its affiliated companies ("Fazio Insurance," "we," our or "us"). You are agreeing to comply with and be bound by the following Fazio Insurance Terms and Conditions ("Terms and Conditions") when you: (a) access the Site; (b) apply for, request or obtain information and/or rate quotes (Rate Quote Services) regarding certain third party insurance-related products and/or services (collectively, Third Party Quotes and Products) as offered by our third party insurance service providers (Third Party Service Providers); and/or (c) view certain content, links and other material pertaining to the Third Party Service Providers, the Third Party Quotes and Products and other related text, graphics, photos and other content (collectively, Content, and together with the Site, Rate Quote Services and Site, the Site Offerings).

The Fazio Insurance Privacy Policy ("Privacy Policy") and any and all other applicable Fazio Insurance operating rules, policies, price schedules and other supplemental terms and conditions that may be published from time to time are expressly incorporated herein by reference (collectively, the "Agreement"). Please review the following terms of the Agreement carefully. If you do not agree to these Terms and Conditions and the terms of the Agreement in their entirety, you are not authorized to use the Site Offerings in any manner or form.

FAZIO INSURANCE IS A PRODUCT AND/OR SERVICE MATCHING SERVICE, MATCHING CONSUMERS WITH PERSONS OR COMPANIES THAT OFFER PRODUCTS AND/OR SERVICES OF INTEREST TO THE CONSUMER. FAZIO INSURANCE IS NOT A LICENSED BROKER, CARRIER OR DIRECT PROVIDER OF INSURANCE PRODUCTS OR SERVICES.

1. Acceptance of Agreement; Modification
   You agree to the terms and conditions outlined in the Agreement with respect to your use of the Site Offerings. The Agreement constitutes the entire and only agreement between you and Fazio Insurance with respect to your use of the Site, and supersedes all prior and contemporaneous agreements, representations, warranties and/or understandings with respect to the Site Offerings.
2. Requirements; Termination of Access
   The Site Offerings are available only to individuals who can enter into legally binding contracts under applicable law and who are over eighteen (18) years of age (or the applicable age of majority, if greater than eighteen (18) years of age in their jurisdiction).
3. Description of Site Offerings
   The Site provides users with an opportunity to apply for certain Third Party Quotes and Products, as offered by Fazio Insurance's Third Party Service Providers.
4. Non-Endorsement; Passive Conduit
   Fazio Insurance does not sponsor, recommend or endorse any Third Party Service Provider that is accessible by or through the Rate Quote Services and/or other Site Offerings.
5. Content
   The Site contains Content which includes, but is not limited to, links, text, video and/or other information pertaining to insurance-related products and/or services.
6. License Grant
   As a user of the Site, you are granted a non-exclusive, non-transferable, revocable and limited license to access and use the Site Offerings and associated Content in accordance with the Agreement.
7. Proprietary Rights
   The Content, organization, graphics, design, compilation, magnetic translation, digital conversion, software, services and other matters related to the Site Offerings are protected under applicable copyrights, trademarks and other proprietary rights.
8. Editing, Deleting and Modification
   We reserve the right in our sole discretion to edit and/or delete, at any time, any documents, information or other Content appearing on the Site.
9. Indemnification
   You agree to indemnify, defend and hold Fazio Insurance, its parents, subsidiaries and affiliates, and each of their respective members, officers, directors, employees, agents, co-branders and/or other partners, harmless from and against any and all claims.
10. Disclaimer of Warranties
    THE SITE OFFERINGS, THIRD PARTY QUOTES AND PRODUCTS AND/OR ANY OTHER PRODUCTS AND/OR SERVICES THAT YOU MAY APPLY FOR THROUGH THE SITE OFFERINGS ARE PROVIDED TO YOU ON AN "AS IS" AND "AS AVAILABLE" BASIS.
11. Limitation of Liability
    YOU EXPRESSLY UNDERSTAND, ACKNOWLEDGE AND AGREE THAT FAZIO INSURANCE SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL AND/OR EXEMPLARY DAMAGES.
12. Third Party Websites
    The Site may provide links to and/or refer you to other Internet websites and/or resources including, but not limited to, the websites of Third Party Service Providers.
13. Privacy Policy/User Information
    Use of the Site Offerings, and all comments, feedback, information, Site Registration Data or materials that you submit through or in association with the Site, is subject to our Privacy Policy.
14. Legal Warning
    Any attempt by any individual to damage, destroy, tamper with, vandalize and/or otherwise interfere with the operation of the Site, is a violation of criminal and civil law.
15. Dispute Resolution Provisions
    The Agreement shall be treated as though it were executed and performed in New York, New York and shall be governed by and construed in accordance with the laws of the State of New York.
16. Miscellaneous
    Should any part of the Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect.
17. Contact Us
    If you have any questions regarding the Agreement, would like more information from Fazio Insurance, wish to unsubscribe from emails from Fazio Insurance or third party marketers (if applicable), or revoke any prior express written consent you may have given in order to be contacted for purposes of receiving an insurance quote, you may contact Fazio Insurance by any of the following means:

(a) in writing to  7550 W IH-10
Suite 800 San Antonio, TX, US 78229
(b) by email to  customer.service@fazio-ins.com
(c) by text message (STOP)
(d) by facsimile to  210-960-4820
(e) by phone call to our toll-free phone number
(f) orally, during the course of any call with Fazio Insurance

1. California Consumer Rights and Notices Residents of California are entitled to specific consumer rights information. You may contact the Complaint Assistance Unit of the Division of Consumer Services of the Department of Consumer Affairs by mail at: 400 R St., Suite 1080, Sacramento, California 95814, or by telephone at (916) 445-1254. Their website is located at: http://www.dca.ca.gov.

E-Sign Consent
In this E-Sign Consent, the following definitions apply: (i) "You" and "your" refer to you, the User; (ii) "We," "us," and "our" refer to the Site operator and its affiliates (including, without limitation, Fazio Insurance LLC), agents, successors and assigns.

SMS Terms and Conditions
By providing your mobile number and opting in, you agree to receive SMS messages from Fazio Insurance regarding insurance quotes, policy details, and service updates. Message frequency may vary. Message & data rates may apply.

Opt-In Process:
Customers can opt in via:

Web forms on our website
Verbal consent during phone calls or in-person interactions

Opt-Out Instructions:
You can opt out at any time by replying STOP to any SMS message. You will no longer receive text messages from us.

Help & Support:
For assistance, reply HELP to any message or contact us at  210-960-4820 

Privacy & Security:
We value your privacy. No mobile information will be shared with third parties. View our Privacy Policy and Terms & Conditions.

Call now!  210-960-4820
customer.service@fazio-ins.com
Texas Department of Insurance license 

 7550 W IH-10
Suite 800
San Antonio, TX, US 78229 

© Copyright Fazio Insurance | All Rights Reserved | Fazio Insurance Privacy Policy | Fazio Insurance Terms & Conditions